Legal notices and risk information

The information and investment opportunities accessible via this platform serve solely for information purposes and for the technical processing of participations in real estate investments. They constitute neither a binding offer nor a recommendation to acquire or dispose of financial instruments.

Only the applicable offering documents, issuance terms and the articles of association of the relevant company are decisive for an investment decision.

The operator is not a contracting party to transactions concluded between users or other investors.

The platform operator does not provide investment advice within the meaning of Art. 3 lit. c of the Financial Services Act (FinSA), no asset management and no tax or legal advice.

Use of the platform is made solely on the users' own initiative and responsibility. All investment decisions are taken independently and without regard to individual circumstances or needs.

Users are advised to seek independent professional advice (in particular of a legal, tax or financial nature) where needed.

The platform is neither an exchange nor a multilateral trading facility and is accordingly not subject to the rules for trading venues within the meaning of the Financial Market Infrastructure Act (FMIA).

Unless expressly marked otherwise, the investment opportunities accessible via the platform also do not constitute a public offering within the meaning of the applicable capital markets rules.

The operator is not licensed as a bank, securities firm or asset manager.

Payment flows are processed through regulated banking infrastructure.

In particular, the platform does not carry out any rule-based matching of buying and selling interests and assumes no settlement, clearing or matching functions.

No warranty is given for the permanent availability, security or error-free operation of the underlying technical infrastructure. In particular, risks in connection with IT security, cyber attacks or system failures cannot be excluded.

The users' rights are in all cases governed by the articles of association and the applicable legal basis; the technical representation has no legal effect beyond that.

The investments relate to indirect participations in Swiss residential yield properties, which are typically long-term in nature and cannot be liquidated at short notice.

Performance depends on various factors, in particular the development of the real estate market, interest rates, the letting situation and general economic conditions.

With their investment, users acquire participations in Immo Blocks AG, which in turn owns the respective properties. There are no direct rights in rem in the properties held.

The rights attached to the participations are governed exclusively by the articles of association of Immo Blocks AG and comprise in particular corporate membership and participation rights.

Investments in the assets offered via the platform involve risks. Users should only invest if they understand these risks and can bear them financially. In particular, the following risks exist:

Market risk: fluctuations in the value of real estate due to economic or market developments.

Liquidity risk: limited or delayed ability to dispose of holdings; no guaranteed secondary market.

Income risk: fluctuations in or loss of rental income (e.g. vacancies, payment defaults).

Leverage risk: increased risks from the use of mortgage capital (rising interest rates, loan-to-value risks).

Valuation risk: deviations between model-based valuations and actual market prices.

Operational risk: risks in connection with the administration, operation or organisation of the assets.

Technology risk: risks in connection with the platform's digital infrastructure.

Regulatory risk: changes in laws or regulatory conditions (e.g. financial market or real estate law).

Tax risks: changes in tax treatment or individual tax effects.

Total loss risk: in extreme cases, a complete loss of the capital invested may occur.

Past performance is not a reliable indicator of future results.

Holdings may only be disposed of within the mechanisms provided on the platform and may be subject to restrictions (e.g. lock-up periods or time-limited exit windows).

There is no guarantee that a buyer can be found at any time or that a sale is possible at a desired price.

Participations in Swiss real estate are subject to the Federal Act on the Acquisition of Real Estate by Persons Abroad (Lex Koller). An investment by persons resident or domiciled abroad may be subject to statutory restrictions or may be inadmissible, in particular where it would establish foreign control.

The platform reserves the right to reject, restrict or unwind investments where regulatory requirements are not met.

The operator gives no warranty for the accuracy, completeness or timeliness of the information provided, to the extent permitted by law.

Any liability for direct or indirect damage arising from the use of the platform or from investments made is excluded to the extent permitted by law.

Personal data is processed in connection with the use of the platform in accordance with the applicable data protection provisions.

Detailed information on the nature, scope and purpose of data processing and on users' rights is set out in the separate privacy policy, which is available at any time via the platform in its current version.

The operator reserves the right to amend or supplement these notices at any time without prior notice. The version current at the time of use applies.